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二手车原车主保险不过户怎么办？保险小技巧，收藏

日期：2019年01月21日 类型：过户费用 作者：hpp
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内容摘要：济南周先生最近买二手车时，遇到了一件麻烦事儿。原来，周先生通过朋友介绍，花十万块钱买了一辆二手车，看好车、办理好过户，原车主便有事先回去了，周先生也没太在意。后来，周先生才发现，自己办理车辆过户时，该车的保险依旧还是原车主的身份信息。周先生心里也是感到后怕，自己刚买车不久，如果今后开车不出问题还好，出个刮擦、磕碰这个保险怎么办呢？

济南周先生最近买二手车时，遇到了一件麻烦事儿。原来，周先生通过朋友介绍，花十万块钱买了一辆二手车，看好车、办理好过户，原车主便有事先回去了，周先生也没太在意。后来，周先生才发现，自己办理车辆过户时，该车的保险依旧还是原车主的身份信息。周先生心里也是感到后怕，自己刚买车不久，如果今后开车不出问题还好，出个刮擦、磕碰这个保险怎么办呢？

第一是交强险变更。车辆交强险按照《交强险条例》中的规定，在二手车买卖中，交强险原则上是不可以退保的。唯一可退保的情况是车辆异地出售，这时可以由新车主在落户地另交一份交强险。这种情况需要新车主带着身份证、新行驶本、二手车过户手续和新办理的交强险保单去原车主保险公司退保即可。

其次是商业险及时变更。在对二手车进行过户后，不能只注重交强险的过户，同时一定要注意商业险的事项。本地购买二手车，进行更改需要新车主和原车主携带原保单、身份证、新行驶本和过户证明去原保险公司进行办理。

对于异地购买的二手车，因一些保险公司不能异地承保，所以大家可以让原车主去保险公司退掉商业险，再回落户地购买新的商业险。如果是在全国统保的保险公司，可由提档地公司联系原承保地公司咨询办理过户手续相关事宜。

二手车过户、二手车提档、二手车落户，代办新车挂牌，代办审车，换领机动车登记证书，请拨打华瑞源机动车登记服务站电话【0531-87176666-1】，具体地址：济南市历城区航运路689号。

二手车过户免费咨询热线：0531-87176666-1

文章推荐：

二手车过户需要注意什么？警惕，车辆过户要小心

http://www.jnesc.com/guohu/zhuyi/984.html

二手车保险怎么买？买二手车保险该怎么办呢？

http://www.jnesc.com/guohu/feiyong/983.html

二手车过户需要什么证件？带齐这些，一趟搞定

http://www.jnesc.com/guohu/shouxu/982.html

编辑：HOPE

责任编辑：徐勤芹


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